Terms & Conditions

  1. Getbeema.com is an insurance web portal powered by Ginger Assurance P. Ltd, Bhatbhateni, and is not an insurance company.
  2. Getbeema shall always strive to provide its customers with up-to-date, unbiased, correct information at all times, to assist its customers to make informed decisions. However, customers should also understand that insurance is a matter of solicitation and market risks and caution is advised to understand limitations of insurance policies and the risks involved. Getbeema thus, shall not take any liability for any risks that may arise.
  3. Content Advisory
    • The contents provided in getbeema.com are insurance products made by the Insurer as per the guidelines set by the Beema Samiti under the Insurance Act 2049. For complete policy terms and conditions, customers are kindly advised to refer to the complete policy document as provided by the respective Insurer and or Insurance Act 2049.
    • The features provided by getbeema website is as provided by the respective Insurer. However, the Insurer reserves the right to change the features, terms and conditions in the insurance product without prior notice to the customers.
    • The premium quotation provide in this getbeema website follows the calculation guidelines as provided by the respective Insurer. However, the price quotations provided herewith is not final and binding. The final premium shall be as per approved by the underwriter of the respective Insurer at the time of issuing the policy.
    • Any changes to the product features and pricing shall be updated as and when, it is received from the respective Insurer. The old product features, pricing and other terms and conditions shall not be binding to getbeema.com.
    • Customers are advised to use their own discretion and the company, employees, partners shall not be held accountable for any loss, harm or damage that may occur due to the use of information from the portal.
  4. For Claims Settlement, getbeema.com is a facilitator and the claims settlement shall be in accordance to the policy, and the applicable rules & regulations of the Insurer, Insurance Act 2049, and other guidelines as required by the Government of Nepal.
  5. Privacy Policy
    1. Getbeema.com will maintain a record of your information provided when you enter queries in the website pages which are personal in nature, such as name, address, email address, mobile number, date of birth, etc. By registering your information at the time of query, you authorize Getbeema.com to send text and email alters to you with the details and any other service requirements, including promotional SMS and mails.
    2. Getbeema may share your information submitted to a third party/service provider/business partner or government agencies without obtaining your prior consent in the following circumstances:
      • When requested or required by law or any government agency to disclose, for the purpose of verification, prevention or course of investigation in accordance to the prevailing laws of Nepal Government.
      • Getbeema may share information with its service partners for processing personal information on its behalf. The service partners shall not be allowed to share the same information with other companies and abide by compliance rules and any other confidentiality and security measures.
      • Getbeema.com may use third-party advertising companies to serve ads when the user visits the Website. These companies may use personal information about the user’s visit to the Website and other websites in order to provide advertisements about goods and services of interest to the user.
      • Getbeema is authorized to transfer information provided incase it is acquired by or merged with another company.
    3. Cookies : we may use cookies, both session ID cookies and persistent cookies, that ties user’s computer tied to information about the user. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by PRP to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by PRP to store whether, for example, you want your password remembered or not, and other information. Cookies used on the PRP website do not contain personally identifiable information.
    4. Log Files: Like most standard websites, we use log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer to you, to improve marketing, analytics or site functionality.
  6. When using the getbeema website, you agree that you are a person of legal age, meaning 18 years and older.
  7. Changes in this Privacy Policy: Getbeema.com reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices.
  8. Governed by the laws of the Government of Nepal.